Terms of Service

Last Updated: November 2024

1. Acceptance of Terms

Welcome to Three Comma Strategies LLC. ("TCS," "we," "us," or "our"). By accessing or using our website at https://johncowan.online ("Site"), you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

2. Changes to Terms

We reserve the right to modify these Terms at any time. We will always post the most current version on our Site. By continuing to use the Site after changes become effective, you agree to be bound by the revised Terms.

3. Use of Site

3.1 Eligibility

You must be at least 18 years old to use this Site. By using this Site, you represent and warrant that you have the right, authority, and capacity to enter into these Terms and to abide by all of the terms and conditions set forth herein.

3.2 Account Registration

Certain features of our Site may require you to register an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

3.3 Prohibited Activities

You agree not to engage in any of the following prohibited activities:

- Copying, distributing, or disclosing any part of the Site in any medium, including by any automated or non-automated "scraping"

- Using any automated system, including "robots," "spiders," "offline readers," etc., to access the Site

- Transmitting spam, chain letters, or other unsolicited email

- Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Site

- Taking any action that imposes, or may impose at our sole discretion, an unreasonable or disproportionately large load on our infrastructure

- Uploading invalid data, viruses, worms, or other software agents through the Site

- Impersonating another person or otherwise misrepresenting your affiliation with a person or entity

- Using the Site for any illegal purpose or in violation of any local, state, national, or international law

4. Intellectual Property

The Site and its original content, features, and functionality are owned by TCS and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5. User Content

You retain all rights in, and are solely responsible for, the content you post to the Site. By posting content, you grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any content that you post on or in connection with the Site.

6. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by TCS. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

7. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Site will immediately cease.

8. Limitation of Liability

In no event shall TCS, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Site.

9. Disclaimer

Your use of the Site is at your sole risk. The Site is provided on an "AS IS" and "AS AVAILABLE" basis. The Site is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

No Investment Advice: Nothing on this website or in any content provided by JohnCowan.online constitutes investment advice, a solicitation, or an endorsement of any specific investment or security. The Content is for informational purposes only and is not intended to substitute for personalized investment advice from a qualified financial professional. Users should consult with a licensed financial advisor before making any investment decisions.

Forward-Looking Statements: Certain information may include forward-looking statements based on current expectations, projections, and assumptions. Actual outcomes may differ materially, and users are cautioned not to place undue reliance on these statements.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of the state of Delaware, without regard to its conflict of law provisions.

11. Changes to Service

We reserve the right to withdraw or amend our Site, and any service or material we provide via the Site, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period.

12. Contact Us

If you have any questions about these Terms, please contact us at:

John@johncowan.me